Privacy Policy and Terms of Use

The information you share on this blog and any of the sister Tools for Abundance sites will be used ONLY as needed for communicating with you and for conducting business with you.

All comments, contacts and interactions between you and those who reply to you on the blog, stay within the site and are not used for any other purpose but to share information, and for educational purposes only.

Your email address is kept confidential at all times. However, since this is a blog, the personal information you share on this site is public; therefore it is highly recommended you use ONLY your first name to protect your privacy. Also, do NOT share any personal information that could be used to negatively affect you in any way. We are not responsible for comments copied and shared outside of this blog..

As a backup, you are protected by the moderator at all times. If the moderator determines that your submitted information is too personal or compromising in any way, it will not be published, and it will be discarded.

Note that when you submit a comment to any article withing this blog or a story to the Tools for Abundance Portal, it will NOT go live immediately. A moderator screens all comments to keep the blog free of spam or abusive comments. Most comments usually appear live within 24 to 48 hours during business days, and many times much sooner. Also, the moderator reserves the right to edit the comment for grammatical errors; ie. commas, periods, misspellings, etc., but will NOT alter the message or content of your comments.

We do not sell, rent or give any of your information away for any purposes, unless required by law.

The ONLY way your email address will be used, is to provide you with information you requested, to answer your questions, to notify you of new posts at the blog, and to let you know when your articles have been published (should you decide to contribute articles).

We also use your email address to connect with you through the Abundance4Me ezine, which you signed up for to receive updates and notifications about this blog, and other emails with promotional materials, news, product announcements and other notes regarding the Tools for Abundance sites. You can unsubscribe from the ezine at any time if you so choose to, and we won’t send you any more content.

Should you decide to purchase or use one or more of the services and products advertised in this blog or in the newsletter, you acknowledge that your contact information will be shared to assist in delivering the goods you have purchased. This information is only given with your consent, and as needed to perform such transactions.

When you decide to purchase products from websites such as Clickbank, Paydotcom, 2CheckOut, Paypal, and similar ones, you understand that you are subject to their privacy policy and terms of service, which you can learn more about at their respective sites.

These are well established, reputable companies with strict privacy policies in place to keep their customers personal and financial information safe. Please consult the privacy policy or terms of service of those products or service providers for more details.

Therefore, your credit card information will not get processed through Tools for Abundance or any of its sister sites. We do not have a merchant account for this purpose. Your credit card information will be handled by one of the credit card processors of the companies listed above. These companies request information and customer financial data for transaction processing purposes using a secure server which will show as a padlock sign in your browser.


The Abundance4Me ezine is served by Aweber autoresponder services, a reputable service with high standards of privacy. You can read their privacy policy at their website.

IP Addresses and Cookies

The website stats program keeps track of IP addresses that visit this blog. It also uses cookies to determine unique visits from a particular IP, and general information, such as which pages were visited, time spent at the website, and other non-personal information. This information is collected for general statistics about website visitors, and to better serve them. However, it does not track or collect any data that can identify the visitor.

External Links

You might encounter links to other websites outside of the Tools for Abundance group of sites. Please review their policies and terms of service independently. We are not responsible for the content, products, services or privacy policies of those other websites.

Affiliate Disclaimer

The content on the blog and other Tools for Abundance sites is offered mostly free of charge, and for your information, self growth and education. In order to serve you in this manner, note that whenever you click on the links in posts, articles and banners, and purchase products or services, (in many but not all cases) we will receive a referral commission.

However, this commission does not influence the information provided at the blog nor does it mean that you will pay more for the products when/if you buy through the links listed within the blog.

Your support in purchasing through these links provides for the time and work spent doing necessary research and writing to keep this blog and our websites updated with valuable and recent information.

This is a business and it takes time, effort, and money to run and maintain. Please do support our sponsors and recommendations. It helps to better serve you by delivering on-going quality content, for free.

In some cases, your clicks support worthwhile causes and we don’t receive any revenue for that. For instance, by donating to the “Team Fox” or American Red Cross links on the site or by signing up for “Ten Million Clicks for Peace” project, you help us spread the word and contribute to worthy causes that improve the quality of life for all.

Ads by Google” are not selected by us. Google decides what ads to display in our pages, so if you see a Google ad and a Web page about the same product or service, it is a mere coincidence and beyond our control.

As usual, a multitude of products and resources in this site will remain cost free, for your personal enjoyment and self-growth. When we list products that require an investment on your part, know that your purchases and support are appreciated.

For more details, please visit the Affiliate Disclosure section at the Tools for Abundance Portal.


Most articles and information contained in this blog are original content and as such, they may be copyrighted. Please refrain from copying information to share it outside the blog. Choose to share the link to the blog post or article instead so others can visit and read at the site.

The only exception allowed for sharing the information in articles, reviews, newsletters, and other websites, as well as in print is using a quote or description with a link, giving proper credit to the author and source/website.

General Disclaimer

The information shared in this blog and in all Tools for Abundance sister sites is for educational purposes only and does not constitute personal, professional, or legal advice. Should you decide to follow any advice listed on these sites or in the ezine, you assume full responsibility. We will not be liable for any losses or damages, consequential or otherwise, arising from the access or use of information or content listed on this blog/site, or any of our sites, or from linked sites within our sites.

Moreover, there are no implicit promises or results guarantees from using the content on any of these sites. The information and advice presented on these sites should not substitute medical, professional, or legal advice or treatment of any kind.

Policy Changes

From time to time some changes to the privacy policy and terms of service might be needed. You assume responsibility to review this webpage frequently.

By continuing to read and use this blog and any of the Tools for Abundance sister sites, you agree to accept these terms and any changes thereafter.

If you have any questions, please use the contact form on this website to contact us.